Your algorithmic investing
Verified algorithmic systems, clear signals, no complexity. Receive each month the buy or sell signal based on real data since 2003. Past performance does not guarantee future results.
World Index System
Verified and transparent backtest since 2003. Every month, the algorithm evaluates the momentum of 5 global indices and rotates to the strongest ones or to global bonds if the market doesn't support it.
System indices
The system operates with 5 equity indices and 1 fixed income index as a safe haven:
How do we select?
At the end of each month we calculate the momentum of the 5 equity indices. If momentum is positive, we buy the indices with the most strength. If negative, we rotate to the Global Bond Index as a safe haven.
Backtest since 2003
Verified backtest with real data month by month. All data visible — positive and negative months. Past performance does not guarantee future results.
Monthly detail
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2003 | +0.3% | +3.0% | +0.9% | +8.3% | +8.7% | +2.3% | +6.0% | +6.5% | -1.7% | +8.9% | +1.2% | +6.8% | +63.7% |
| 2004 | +2.1% | +1.2% | -0.8% | -4.7% | -1.6% | +3.2% | -5.0% | +1.6% | +4.0% | +2.1% | +6.9% | +3.4% | +12.4% |
| 2005 | -1.5% | +5.8% | -4.9% | -2.7% | +4.1% | +3.7% | +6.1% | -0.3% | +6.8% | -4.8% | +7.7% | +6.7% | +28.7% |
| 2006 | +8.7% | -3.3% | +3.7% | +2.8% | -9.8% | +0.2% | +1.0% | +3.0% | +1.1% | +2.9% | +0.6% | +2.6% | +13.3% |
| 2007 | +1.4% | -2.2% | +1.6% | +4.7% | +3.0% | +1.0% | -1.6% | +2.0% | +8.4% | +9.5% | -7.2% | -1.4% | +19.7% |
| 2008 | -10.8% | +3.2% | -3.9% | +9.1% | +4.5% | -0.4% | +0.2% | +0.1% | -2.8% | -1.7% | +2.3% | +5.8% | +4.3% |
| 2009 | -2.0% | -1.4% | +0.8% | +0.2% | +9.5% | -0.1% | +9.7% | +0.1% | +8.1% | -3.3% | +6.9% | +3.7% | +35.9% |
| 2010 | -7.0% | +3.1% | +7.9% | +1.8% | +0.8% | -5.8% | +7.0% | +1.0% | +12.4% | +4.7% | -1.6% | +5.6% | +32.2% |
| 2011 | -0.4% | +3.0% | -0.2% | +2.8% | -1.3% | -1.9% | -0.3% | -5.4% | +0.6% | +10.3% | -1.6% | +0.1% | +4.9% |
| 2012 | +0.7% | +5.2% | +4.1% | -0.9% | +0.9% | +3.8% | +1.3% | +3.3% | +1.7% | -3.7% | +0.7% | +0.0% | +18.1% |
| 2013 | +6.1% | +2.5% | +5.4% | +6.8% | +0.7% | -1.1% | +2.4% | -2.8% | +5.5% | +1.8% | +6.3% | +3.5% | +43.4% |
| 2014 | -5.2% | +4.6% | -1.0% | +0.1% | +3.2% | +2.5% | -0.2% | +4.3% | -1.2% | +2.5% | +3.4% | -1.4% | +11.8% |
| 2015 | +2.0% | -1.5% | +0.2% | -0.5% | -0.6% | -1.3% | +0.7% | -0.5% | +0.6% | -0.1% | -0.6% | -0.7% | -2.4% |
| 2016 | +1.2% | +0.7% | +0.7% | -3.2% | +1.5% | -1.1% | +3.6% | +0.4% | +1.0% | -1.7% | -2.1% | +1.5% | +2.2% |
| 2017 | +3.5% | +4.0% | +1.0% | +1.8% | +2.4% | -1.0% | +3.0% | +0.9% | +0.9% | +3.4% | +2.3% | +0.7% | +25.4% |
| 2018 | +8.5% | -2.6% | -2.3% | -1.2% | +2.1% | +0.8% | +3.2% | +4.4% | +0.0% | -7.8% | +0.8% | +1.5% | +6.7% |
| 2019 | +0.9% | -0.4% | +2.9% | +4.7% | +1.7% | +0.9% | +1.8% | -1.9% | +1.2% | +1.5% | +3.7% | +2.5% | +21.2% |
| 2020 | +1.4% | -7.2% | -0.7% | +1.5% | +6.2% | +4.1% | +6.4% | +9.0% | -4.8% | -3.0% | +10.9% | +4.4% | +30.1% |
| 2021 | +0.6% | +0.3% | +1.1% | +2.3% | +0.2% | +1.4% | +2.5% | +3.5% | -4.2% | +6.0% | -2.6% | +2.8% | +14.3% |
| 2022 | -6.9% | -4.6% | +1.5% | -3.0% | +0.6% | -1.7% | +2.4% | +1.1% | -4.3% | -1.5% | +3.6% | -5.5% | -17.4% |
| 2023 | +9.4% | +1.1% | +1.9% | +2.0% | -1.4% | +6.0% | +0.8% | -2.8% | -2.9% | -1.8% | +9.6% | +2.7% | +26.5% |
| 2024 | +2.5% | +6.6% | +2.1% | -4.9% | +3.5% | +4.8% | -0.3% | +1.7% | +2.3% | -0.9% | +5.5% | -1.1% | +23.6% |
| 2025 | +2.5% | -2.1% | -4.8% | -1.2% | +7.6% | +5.6% | +2.3% | +1.4% | +6.2% | +4.2% | -2.9% | +0.4% | +19.9% |
| 2026 | +7.0% | +8.1% | -11.2% | +14.4% | — | — | — | — | — | — | — | — | +17.4% |
* The annual total is the compound return of the months of the year, not the arithmetic sum.
Investment simulator
Customize your investment and compare Lazund against the S&P 500. Based on real monthly returns since 2003. Results are historical and do not guarantee future returns.
Parameters
Result
- Total invested
- 70.000 €
- Final value Lazund
- 241.197 €
- Final value S&P 500
- 88.631 €
- Lazund gain
- +171.197 €
Historical evolution
Based on real monthly returns since 2003
Based on real historical data. Past performance does not guarantee future results. This is not financial advice.
Available on iOS and Android
Everything you need in your pocket. Mobile-first, no quant jargon. Signals, simulator, backtest and education in one app.
Monthly signals
Clear buy or sell signal on the first day of each month. No interpretation, no noise.
Verified backtest
All historical data visible month by month since 2003. Full transparency, including negative months.
Interactive simulator
Simulate your initial capital, contributions and time horizon compared to the S&P 500.
Multi-market
Operates in NASDAQ 100, S&P 500, STOXX 50, Nikkei 225, Emerging Markets and global bond as safe haven.
Learn by investing
Understand how momentum and index rotation works with real data.
Mobile-first
Clear and direct interface. Designed so a non-technical investor can follow the system without friction.
Platform roadmap
From a system with monthly signals to the App Store of algorithmic investing: marketplace, creators and automatic execution.
Algorithmic signals
One verified system, clear monthly signals and native apps. Complete backtest since 2003 with full transparency month by month.
Algorithmic systems marketplace
Opening to external creators: anyone can publish their verified system. Subscribe to multiple systems, comparator and revenue sharing.
Automatic execution with broker
Direct connection with regulated brokers to automatically execute signals. Requires MiFID II/CNMV regulation.
FAQ
What is Lazund?
Lazund is the algorithmic investing marketplace: a platform where investors subscribe to verified quantitative systems, receive monthly buy/sell signals and simulate their growth with real data.
What is an algorithmic signal?
It is a buy or sell indication generated by an algorithm based on predefined rules and market data. Lazund sends you the signal on the first day of each month for you to execute in your broker. No interpretation, no noise.
How does the world index system work?
At the end of each month, the algorithm calculates the momentum of 5 equity indices (NASDAQ 100, S&P 500, STOXX 50, Emerging Markets, Nikkei 225). If momentum is positive, it invests in those with the greatest strength. If negative, it rotates to the Global Bond Index as a safe haven.
Do I need investment experience?
No. The signals tell you exactly what to do and when. You just need an account at a broker. In the future (MVP3), the app will execute automatically.
Does the backtest guarantee future returns?
No. Past performance does not guarantee future results. The backtest shows how the system would have performed historically — it is a reference, not a promise.
What do CAR, MSD and Positive months mean?
CAR is the compound annual return — the World Index System has a historical 17.92% since 2003. MSD is the annual standard deviation of returns; it measures the volatility of the system (between 10–25% is reasonable). Positive months is the percentage of months with positive returns since 2003. Past performance does not guarantee future results.
Does Lazund offer financial advice?
No. Lazund provides information based solely on algorithms and does not constitute financial advice. The user is solely responsible for their investment decisions. Always consult a professional before investing.
Is registration required to use Lazund?
No, registration is only required to receive updated investment signals and notifications.
How do I receive notifications about investment signals?
You must enable notifications in the app settings to receive alerts about changes in investment signals.
How do I protect my account?
We recommend using a strong password and not sharing your credentials with third parties.
Can I change my registration data?
Yes, you can update your information from the app settings or by contacting our support.
How do I delete my user account?
To delete your account, go to the Settings > Account section and select the «Delete account» option. You can also request it by writing to hola@lazund.com.
Is Lazund a free service?
Lazund will soon be paid at 9.99 €/month (or 79.99 €/year, saving 33%). During the early access period, new users who sign up now can lock in the Early Adopter price of 6.99 €/month for life. The 70 original WhatsApp group members enjoy 12 free months and then a permanent 50% discount.
Can I publish my own system on Lazund?
Yes, with MVP2 (planned Sep–Nov 2026) we will open the platform to creators. You will be able to publish your verified system and receive 60% of the revenue it generates. If you have a system, contact us now at hola@lazund.com.
How do I contact technical support?
You can write to us at hola@lazund.com for any questions or issues with the app.